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Summary of Credit Terms

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Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

IMPORTANT INFORMATION
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration and forfeiture (subject to applicable law). Your % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or a check.

In addition to the above, you will earn a $250 statement credit after the first purchase is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6-8 weeks after you qualify for the statement credit for the statement credit to be applied to your credit card account. "Billing Cycle" is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users.

3 For additional information about Henry Schein Thrive Rewards program including earning, redemption, expiration, forfeiture or the Discount Program visit https://www.henryschein.com/us-en/dental/thrive-rewards/thrive-rewards-terms-conditions.aspx.

Henry Schein will administer 30,000 Thrive Rewards points ($150 value) to your Thrive account once you spend $3,000 or more with Henry Schein (on your new Henry Schein® Professional Edition® Mastercard®) within the first 90 days after account opening. Please allow 6-8 weeks for your Thrive points to be applied to your Thrive account. You must have an activated Thrive Rewards account to receive your Thrive Points.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2024 Henry Schein. Neither Henry Schein, Inc. nor Henry Schein Financial Services is a bank and neither represents itself as such, nor conducts banking activities. Henry Schein Financial Services may receive a marketing fee from the vendor for products/services purchased.