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Cardholder Benefits
MGM Rewards™ World Elite Mastercard®
With the MGM Rewards™ World Elite Mastercard®, you can turn everyday purchases into elevated experiences by earning points for every dollar spent. And, more points means you can earn exclusive access, valuable benefits, and incredible rewards faster and enjoy world-class offerings at MGM Rewards Destinations more often. All backed by Mastercard Zero Liability Protection*.
You earn Points and Tier Credits
You earn MGM Mastercard Points everywhere you make purchases with your card. Those rewards can be redeemed for Slot Dollars or MGM Rewards Points to use towards rooms, dining and entertainment. You also earn Tier Credits that help you advance to a higher tier and enjoy additional benefits exclusive to cardholders.
Your Points and Tier Credits add up fast
Earn up to 3 Points and Tier Credits per $1 spent1 when you make purchases with your MGM Rewards™ World Elite Mastercard®. Use it for purchases at MGM Rewards Destinations, grocery stores, restaurants and gas stations – everywhere you shop.
- 3X - Earn 3 points and Tier Credits per $1 spent at MGM Rewards Destinations1
- 2X - Earn 2 points and Tier Credits per $1 spent at gas stations and grocery stores1
- 1X - Earn 1 point and Tier Credit per $1 spent everywhere else including BetMGM Deposits1
You get MGM Rewards™ Pearl Status2
Pearl Status entitles you to many exciting perks! Your MGM Rewards Tier will remain at least Pearl Status as long as your MGM Rewards Mastercard account remains open and in good standing.
You get priority hotel check-in privileges
Show your MGM Rewards Mastercard when you arrive to gain access to priority hotel check-in at any MGM Rewards Destination.
You get Free Self-Parking
Self-parking is complimentary for current MGM Rewards™ World Elite Mastercard® cardholders. Guests must insert their Pearl, Gold, Platinum or NOIR MGM Rewards card at the exit gate to receive the free parking benefit. All complimentary parking is subject to availability, which may vary by facility location and Tier Status.
MGM Rewards™ Iconic World Elite Mastercard®
From groceries and gas to unforgettable getaways, prepare to watch your MGM Mastercard Points and Tier Credits stack up with every purchase with your MGM Rewards™ Iconic World Elite Mastercard®. Then start dreaming about turning your points into epic experiences at your favorite MGM Resorts Destinations nationwide. All backed by Mastercard Zero Liability Protection*.
You earn Points and Tier Credits
You earn MGM Mastercard Points1 everywhere you make purchases with your card. Those rewards can be redeemed for Slot Dollars or MGM Rewards Points to use towards rooms, dining and entertainment. You also earn Tier Credits that help you advance to a higher tier and enjoy additional benefits exclusive to cardholders.
Your Points and Tier Credits add up fast
Earn up to 6 Points and Tier Credits per $1 spent when you make purchases with your MGM Rewards™ Iconic World Elite Mastercard®. Use it for purchases at MGM Rewards Destinations, grocery stores, restaurants and gas stations – everywhere you shop.
- 6X - Earn 6 points and Tier Credits per $1 spent at MGM Rewards Destinations1
- 2X - Earn 2 points and Tier Credits per $1 spent at hotels, dining, gas stations and grocery stores1
- 1X - Earn 1 point and Tier Credit per $1 spent everywhere else including BetMGM Deposits1
Enhanced Benefits
- $200 Resort Credit upon account opening and annually at card anniversary1
- Complimentary Night up to $250 annually at card anniversary with $25,000 spend1
- 10,000 Tier Credit Bonus annually at card anniversary with $25,000 spend1
- Global Entry or TSA PreCheck® Statement Credit1 valid every 4 years, credited within 6-8 weeks of the transaction
- Priority Pass™ Digital Lounge Membership1
- Trip Insurance†† Including Trip Cancelation and Interruption, Trip Delay and MasterAssist. Visit card.fnbo.com/mastercard/benefits/mgmrewards for details
You get MGM Rewards™ Pearl Status2
Pearl Status entitles you to many exciting perks! Your MGM Rewards Tier will remain at least Pearl Status as long as your MGM Rewards Mastercard account remains open and in good standing.
You get priority hotel check-in privileges
Show your MGM Rewards Mastercard when you arrive to gain access to priority hotel check-in at any MGM Rewards Destination.
You get Free Self-Parking
Self-parking is complimentary for current MGM Rewards World Elite Mastercard cardholders. Guests must insert their Pearl, Gold, Platinum or NOIR MGM Rewards card at the exit gate to receive the free parking benefit. All complimentary parking is subject to availability, which may vary by facility location and Tier Status.
Annual Fee
$249 Annual Fee3
1 See your Credit Card Rewards Terms and Conditions for details. MGM Resorts International owns the MGM Rewards program. Please visit mgmrewards.com or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration, and forfeiture of Points and Tier Credits. Points are referred to as MGM Mastercard Points and can be redeemed for SLOT DOLLARS and MGM Rewards Points.
2 Your MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.
3 For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Rates and Terms Schedule.
* Certain terms and restrictions apply. See mastercard.com/zeroliability for further terms and conditions.
†† Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
MGM Resorts International offers GameSense information to its patrons to encourage responsible gaming at mgmresorts.com/gamesense (in MA at gamesensema.com). If you or someone you know has a gambling problem or concerns with gambling responsibly, please call the 24-hour National Problem Gambling Helpline at 1.800.GAMBLER (in Maryland, Michigan, Mississippi, Nevada, New Jersey, and Ohio), 1.800.327.5050 (in Massachusetts), or 1.877.8HopeNY or text HOPENY (467369) [Standard Text Rates May Apply] (in New York). Or visit mdgamblinghelp.org (in MD), gamblinghelplinema.org (in MA), OASAS.ny.gov/problem-gambling [or click here to talk with someone now about your gambling] (in New York), or org.ohio.gov (in Ohio) for help. Please play responsibly. If you bet more than you can afford to lose, you've got a problem.