Account Benefits
Check out these benefits that support you as a cardmember.
Zero Liability1
Zero Liability protects you from unauthorized purchases made with your credit card or account information.2 It’s simple: If someone uses your credit card without your knowledge, we’ll take care of it.
FICO® Credit Score
Access your FICO® Credit Score for free.
You can better understand your financial wellbeing by checking and keeping track of your recent FICO® Scores. Your FICO® Score is used by financial institutions to help gauge credit worthiness and can be one of the most influential and valuable pieces of information to estimate your credit risk—how likely you are to pay your credit obligations as agreed. How does it help you?
- Get credit faster – FICO Scores can be delivered almost instantaneously, speeding up credit card and loan approvals.
- Credit decisions are fairer – Lenders can only focus on facts related to credit risk and not opinions or biases.
- Older credit problems count for less – Past credit problems on your FICO Score fade as time passes and recent good payment patterns are followed.
Check your FICO® Score for free when you enroll online and log in to your account
1Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit visa.com/security.
1 Certain terms and restrictions apply. See Mastercard.com/zeroliability for further terms and conditions.
2 Restrictions, limitations and exclusions may apply. See your Guide to Benefits for details.
FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries.